News

UP RERA Caps Illegal Transfer Charges & Launches Online Complaints

Anoushka, Per Annum

12 May 2026 — 2 min read

UP RERA | Transfer Charges Capped | File Complaints Online

Summary

UP RERA's 10th Amendment (effective March 25, 2026) caps builder transfer charges, ending years of arbitrary, illegal fees.

Family and inheritance transfers are now capped at ₹1,000, down from builder-imposed amounts as high as ₹25–30 lakh.

Resale or third-party property transfers are capped at ₹25,000, replacing percentage-based charges of 5–10% of property value.

Homebuyers can now file online complaints against builders demanding excess transfer fees on the UP RERA portal.

Buyers in unregistered real estate projects can now also file complaints, closing a long-exploited legal loophole.

In a landmark regulatory move, the Uttar Pradesh Real Estate Regulatory Authority (UP RERA) has introduced sweeping reforms that directly protect homebuyers from illegal builder practices. Through its 10th Amendment to the 2019 Regulations, effective March 25, 2026, UP RERA has capped arbitrary transfer charges, banned forced re-documentation, and enabled online complaint filing, including for buyers in unregistered projects. For millions of homeowners in Noida, Greater Noida, Lucknow, and Ghaziabad, this marks a decisive and long-overdue shift in buyer rights.

Before vs. After: What Has Changed?

Key changes under the UP RERA 10th Amendment 2026:

Transfer Type	Old Builder Charge	New UP RERA Cap
Family / Inheritance Transfer	Up to ₹25–30 lakh	₹1,000
Resale / Third-Party Transfer	5%–10% of property cost	₹25,000
Forced New Sale Agreement	Commonly imposed	Banned
Complaints — Unregistered Projects	No legal remedy	Now allowed

What Were Builders Charging Before?

For years, developers across UP levied transfer fees ranging from ₹200 to ₹1,000 per square foot, pushing total charges to ₹25–30 lakh in many cases. These fees had no regulatory backing, builders simply enforced them through allotment agreements. Families inheriting a flat after the death of a loved one were among the worst affected, often forced to pay lakhs just to update ownership records. UP RERA Chairman Sanjay Bhoosreddy acknowledged receiving numerous such complaints. The amendment revises Regulation 47, now fixing a hard cap of ₹1,000 for family transfers and ₹25,000 for resale transactions.

Online Complaints & Unregistered Projects

Homebuyers can now file online complaints directly on the UP RERA portal against any builder charging above prescribed limits. Even more significantly, buyers trapped in unregistered projects, who previously had no legal avenue, can now approach UP RERA for relief. The authority will verify whether registration was required; if violations are found, action will be taken against the developer. A new disclosure document, Form M, will capture missing project data to assist investigations and ensure accountability.

Impact on NCR Real Estate Market

By standardising transfer charges and eliminating forced re-documentation, UP RERA has meaningfully reduced the hidden costs of secondary housing transactions. This is expected to improve liquidity in the resale market, strengthen buyer confidence, and signal a maturing regulatory environment across the NCR real estate corridor, making Uttar Pradesh a more attractive destination for end-users and investors alike.

Conclusion

UP RERA's 10th Amendment is not just a regulatory update, it is a homebuyer's bill of rights. With capped transfer charges, an accessible online complaint mechanism, and protection now extended to unregistered project buyers, the authority has addressed three of the most persistent pain points in Uttar Pradesh's property market. If you are a homeowner in UP, now is the time to know your rights and exercise them.